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The Best Credit Cards for Personal Use

These are the best credit cards for personal use:

Chase Platinum
Up to 2% cash rewards on purchases when your monthly balance is more than $500
Up to 1% cash rewards on purchases when your monthly balance is less than $500
Plus a 0% introductory APR on balance transfers
No annual fee
VISA/MasterCard choice available
0.00% introductory rate for 12 months from account opening


Discover Titanium Card
0% Intro APR
Then a low 9.9% everyday APR
No Annual Fee
100% Fraud Protection
Up to $50,000 credit line


Eufora MasterCard
Accepted Globally
Customer Assistance Lost/Stolen Card Reporting
Auto Rental Insurance $200,000 Travel Accident Insurance
Earn Unlimited Annual Income
Auto Sweepstakes Entry


Discover 2 Go Card
Revolutionary new Discover2GO® Card—a compact companion to your Account.


Discover Gold Card

No-Annual
0% Intro APR
We pay you up to $500
100% Fraud Protection
Internet Account access and bill payment
Superior 24-hour Customer Service


Discover Platinum Clear Card

0% Intro APR
No Annual Fee
Up to 2% Cashback Bonus® award
100% Fraud Protection
Up to $50,000 Credit Limit
Online Account Access and Bill Payment
Cool, Clear Design


Discover Platinum Flag Card
0% Intro APR
No Annual Fee
Up to 2% Cashback Bonus® award
100% Fraud Protection
Up to $50,000 Credit Limit
American Flag Card Design


Discover Platinum Wildlife Card
0% Intro APR
No Annual Fee
Up to 2% Cashback Bonus® award
Choose Your Wildlife Card Design
100% Fraud Protection
Up to $50,000 Credit Limit
Online Account Access and Bill Payment


UnionPlus
No Annual Fee
8.99% Fixed APR on Balance Transfers for the life of the balance
$0 liability on any unauthorized charges
Personal Customer Service - Speak with a representative 24 hours a day
Online Balance Transfer immediately upon approval


Blue from American Express

0% Intro APR for up to 15 months
3.99% fixed APR on balance transfers for the life of the balance
Pay over time
Free Rewards Program - Earn points redeemable for travel, merchandise, and more
No annual fee


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